Break-ins are scary, but you should know the proper precautions if one happens to you. Below are some steps that are extremely helpful and necessary if you come home and realize someone else has been in your residence—
Call the police and file a report.
Are you thinking, “Should I turn to the police?” The answer is yes, and it is the first thing you should do. Calling the police and filing a report puts the incident on record, which is necessary for both insurance claims and if you ever want to potentially find the thief(s) and retrieve your belongings.
Also do not touch anything in your home before the police arrive, as you may destroy key evidence the police need for finding and potentially prosecuting the burglar(s).
When the police arrive, make a complete list of all items that have been taken, including a thorough description and the approximate value of each.
Call the insurance company.
Whether you have homeowner’s or renter’s insurance, if you file a claim, there is a chance that you could recoup a decent amount for what was stolen. Call within 24 hours and make sure you have submitted all necessary information to the police, as the insurance company will need that information to process your claim.
View video footage of the break-in before cleaning up.
Working with your landlord can sometimes be extremely frustrating – especially if you’re renting their property and its not a corporation. Luckily, we have compiled some tips for you to utilize when you’re in a sticky situation and aren’t getting the response you want.
- Follow your landlord’s own procedure. First, check if your landlord has a procedure or a preferred method of contact when problems arise. Look for special contact directions first in your lease.
- Put your requests and complaints in writing. Documenting your efforts to contact your landlord will help strengthen your case if you need to go to court. It will also help you remember when and how you first tried to contact your landlord about a problem, in case you need to reference it in a subsequent letter.
- Be persistent. Don’t give up after just a couple of phone calls. If the person who takes your call tells you that someone else will call you back, ask when you should call again if you don’t hear back from that person.
Minimalist [min-uh-muh-list] – a person who favors a moderate approach to the achievement of a set of goals or who holdsminimal expectations for the success of a program.
When it comes to living in an apartment, it is important to avoid cluttering to feel like you aren’t being suffocated in your own home. If you feel like Spring-cleaning didn’t do enough to cleanse your space – think about taking up minimalism! Here are three tips for minimalism –
The rule of thumb is to keep what you use daily and monthly, but toss things that you haven’t touch in nearly 12 months. We all have things in our closet that we say we’re going to wear, but never do. Toss it! Once you start donating items that you no longer use, it’ll feel like a weight has been lifted.
Keep Multipurpose Items
A key to feeling like you’re not losing everything when decluttering, is keeping things that are multipurpose. If you can eliminate some items that basically do the same thing – why not?!
Don’t Go Overboard
Do decluttering in cycles so you don’t get overwhelmed. Every two weeks find a handful of things you can get rid of. Minimalism shoots for about 100 items or less. Baby steps!
Moving in with your partner?! Congratulations! Other than not stepping on each other’s toes when you first move in together, the most important thing to focus on is money. No matter how much you love your partner and trust them, you always have to be smart about your bank account and credit. Here are three things to lookout for —
Talk about money
Know how much you both can afford with it comes to rent and INCLUDE the expenses for utilities. Can you afford cable or will you only have enough for internet and stick to Netflix? Make sure that you both know what kind of prices you can handle and figure out if you should split the cost, or if someone is able to pay a little more. Get it in writing.
Keep your finances separate
A joint account may seem like the smart thing to do – BUT if heaven forbid you break up, that is one more thing to deal with. Keep your finances separate – or – get a joint account that is solely used for bills. You can each deposit the set amount that is owed each month without the hassle.
Put both of your names on the lease
Again, if you guys were to break up, it is better to have both names on the lease rather than one. You don’t want to leave the payments up to your partner if you are to move out – and vice versa. If it doesn’t work out, you’re both able go to the landlord and figure out next steps.
1. Make a list of your needs.
Know what kind of budget you’re working with, what kind of amenities you need and what you’re willing to go with out – and what you absolutely can’t.
2. Prepare your paperwork and your bank account.
Organization can make your life easier when things get hectic.
- Three Recent Pay Stubs
- Landlord reference or letter
- Photo ID
3. Do some research
Make sure you know what kind of neighborhood you’re about to move into. Is it safe? Put in the address on http://www.watchdog.com and call the local sheriff’s office to see what the crime in like in the area.
4. Don’t be afraid to be thorough.
Don’t be afraid to check the plumbing, open closets, ask about typical utility bills, or inquire about any potential pests or problems like leaks. Often agents will rush you through a showing and into a decision. Take your time, take pictures, and ask any questions that you feel are important.
5. Bring a trusted friend.
A trusted friend can be an important source of support during the apartment search.
While you’re apartment hunting it is important to know that there are key factors that may raise the price of your monthly rent. Here the scoop—
1. Living near an interstate
If living near the interstate or a highway is important to you, then the added cost of having an apartment a mile or so away from one may drive the cost of your rent up.
The convenience of having an elevator in your building can still be pretty costly. On average, Priceonomics estimates that an elevator will add $120 to your monthly rent.
3. Fitness center
Priceonomics’ study shows that people pay an average of $90 a month for a fitness center, so if working out in your own building isn’t all that important to you, consider spending your money elsewhere.
4. Laundry in building
Having to bring up a discrepancy with your neighbor is NEVER fun, but it doesn’t have to end in a screaming match. If you find yourself to be a type A personality, there are ways to get your way AND make everyone else happy. Here’s how –
Upon moving in/ New neighbors moving in
Make sure you have the conversations that mean the most. If you are a person that has to be up and out of the house by 6AM, communicate that with your neighbor without blunting asking them to stop all noise by 9PM. Subtly dropping hints, allows people to think that its their idea to be quiet rather than being told to do so.
Call them before calling the cops – or landlord
No body likes a snitch. If something is REALLY bothering you, make sure to take it to your neighbor first. And if things are truly out of hand, at least you’ve warned them multiple times.
Create an open line of communication
If they have something that they are upset about that you’re doing – make sure to address the situation. Knowing that you are doing all that you can to make their life easier makes it easier for them to respect your wishes. nothing is worse than a one sided relationship.